Benefits of Private Medical Insurance
Private medical insurance can provide more choice over eligible healthcare and another route to consultations, diagnosis and treatment. The precise benefits depend on the WPA product, underwriting and options selected.
Shield will help you focus on the benefits that matter to you rather than assuming the broadest or most expensive cover is automatically the most suitable.
Key Benefits of Private Medical Insurance
More Choice Over Your Healthcare Journey
Where the policy allows, private medical insurance can give you more choice over specialists, facilities and appointment timing. It may help you arrange eligible care at a time and place that is more convenient for you.
Choice is always subject to the policy terms, available provider network, authorisation and benefit limits. Contact WPA to set up a claim before beginning any treatment.
Benefits Beyond Treatment
Benefits, Limits and Exclusions
No policy covers every condition or treatment. Pre-existing conditions, chronic conditions and services outside the policy terms may be excluded. Benefits may also have monetary limits, treatment limits or waiting periods.
Read How Private Medical Insurance Works for more about underwriting, excesses and authorisation. Shield will explain the relevant choices before you apply.
Questions About PMI Benefits
Choose Benefits with Clear Guidance
Discuss your healthcare priorities with Shield and receive a personal recommendation from WPA's available products.
