Small Business Health Insurance

Small business health insurance gives employers a practical way to support their people with eligible private healthcare. WPA's Enterprise Flexible Benefits is designed for schemes covering two or more employees and can include employees' family members.

Shield will help you understand the available benefits, cost choices and scheme structure, then provide a recommendation based on your business's Demands and Needs.

A Healthcare Benefit Built for Smaller Employers

You do not need a large workforce to offer meaningful health cover. A well-chosen scheme can help a small employer demonstrate commitment to its people while giving eligible members access to private consultations, diagnostics, hospital treatment and health support.

Different employees do not necessarily need identical benefit options. Shield can explain the flexibility available and how this route differs from wider Employee Healthcare Benefits.

What a Small Business Scheme May Include

Hospital Treatment

Eligible in-patient and day-patient private hospital treatment.

Cancer Care

Cancer benefits selected as part of the business scheme.

Out-Patient Support

Eligible specialist consultations, diagnostics and treatment.

Fast Track Pathways

Prompt routes for selected skin, cancer and physiotherapy concerns.

Virtual GP Services

Remote GP consultations arranged through the WPA Health app.

Health and Wellbeing

Support services that can include counselling and mental health options.

Control Costs with Shared Responsibility

Enterprise Flexible Benefits can use Shared Responsibility. WPA pays 75% of eligible treatment costs and the member contributes 25%, up to an annual limit chosen by the company. Once that limit is reached, WPA pays eligible costs in full for the remainder of the policy year.

This approach can help a business balance meaningful cover with its available budget. Shield will explain the available limits and how the arrangement works before you choose.

Setting Up Small Business Health Insurance

Step 1

Describe Your Workforce

Share employee numbers, locations, family requirements and the people you want to cover.
Step 2

Set Your Priorities

Discuss the benefits you value, your budget and any existing healthcare arrangements.
Step 3

Review the Recommendation

Consider the proposed WPA scheme, available benefit choices, policy terms and overall costs.
Step 4

Introduce the Scheme

Complete the application and receive support as employees join and renewal approaches.

Small Business Health Insurance FAQs

How many employees are needed for business health insurance?

Can employees receive different benefits?

Can employees add family members?

Is there a maximum joining age?

Trusted by Business Owners

Employers value clear advice, responsive support and help creating cover that feels proportionate to their organisation.

John Mallon
4 weeks ago
My family's dealings with Mark & Lewis (and Shield overall) have always been friendly, efficient, accurate and helpful. Everyone at Shield is highly competent and easy to contact when needed. Highly recommended!
Greg Davie
3 months ago
Excellent service from Mark and Lewis at Shield Healthcare Solutions. Professional, knowledgeable and highly responsive throughout the entire process. They made everything straightforward, kept us informed at every stage and were always on hand to answer any questions. A pleasure to deal with and I would happily recommend them to anyone looking for healthcare finance support.
Mark Farrell
3 months ago
Lewis at Shield Healthcare Service went above and beyond to help me navigate my private healthcare. He made the entire process simple and stress-free, ensuring I got exactly what I needed. His support was invaluable truly exceptional service!
Antonia Coia
4 months ago
Fabulous practice Lewis & Marc are so dedicated to their Business & have a wonderful team around them I would not hesitate to recommend them Understanding their clients is what they excel in Help and advice is always at hand 5 Stars every time Alfredo Coia & Coia’s Restaurant & Cafe
D Mcc
4 months ago
I was referred to Lewis via WPA insurance. Lewis was very professional and he explained things in simple terms to allow me to understand and have all of the information I needed to make an informed decision about whether WPA was the right insurance for me. 5 star service.
Alexander Thom
4 months ago
Lewis and the team at Shield Healthcare provide and excellent service. Would highly recommend for any health care and physio therapy’s needs. Cebotec. - DL
Dave Williamson
4 months ago
Been with Lewis at Shield Healthcare for just over a year and it is so refreshing to have this level of 1-2-1 friendly, sincere service and so easily reachable by telephone. I have nothing but a positive experience and would highly recommend
Jordan Ewing
4 months ago
Clear communication to meet there clients requirements, smooth transition from my previous health care provider. Highly recommended!
Craig Purdie
4 months ago
Excellent service here from Lewis Mitchell. I decided to take out a fully comprehensive medical cover policy which Lewis facilitated. WPA is the insurer. The process was painless and Lewis explained it all inside of ten minutes and I was sold. Great assured cover for all my potential medical needs at a very reasonable cost. Highly recommend the peace of mind that this has given me. Thank you Lewis 💥
Susie
4 months ago
Lewis is always easy to get a hold of and very obliging. Happy to help where he can and offer advice for our growing team.

Build a Health Scheme Around Your People

Tell Shield how many people you employ and what you want the benefit to achieve. Your initial discussion and quotation are free.

Prefer to speak to someone?

Business Enquiry Form